Most credit companies do a hard pull on your credit, which lowers your credit score, making you feel stuck with their service. They know you won’t want to lower your score by shopping around for loans. We do things differently. We provide the same information without impacting your credit score, so you can choose the best company for your needs. Our goal is to serve you genuinely and transparently to be the best company for you. Our credit pull doesn’t affect your score, giving you the freedom to make the best choice.